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How a purchase closes in Alberta
Once your offer is firm, we pull the title and review everything registered against it, including mortgages, caveats, utility rights of way, and restrictive covenants. We tell you plainly which ones matter for you. We prepare your mortgage package with your lender, build the Statement of Adjustments so taxes and other items are split fairly to the day, and meet you to sign well before possession.
Most Alberta closings complete under the Western Conveyancing Protocol, which lets keys and money move on possession day even while Land Titles processes the registration. It takes experience to run a protocol closing properly, and it is one of the reasons we can hold dates that other offices would push. Our goal is a possession day where nothing eventful happens at all.
Selling, condos, and new construction
On a sale, we pay out your mortgage, answer the buyer’s trust conditions, and deal with the Real Property Report. An RPR with evidence of municipal compliance is the standard contract requirement for detached homes in Alberta. If the survey is old or a shed sits over the line, we walk you through the options: updating the survey, getting compliance or an encroachment agreement, or covering the gap with title insurance.
Condo purchases come down to the documents. We review the bylaws, financial statements, reserve fund study, board minutes, and the information certificate, and we flag special assessments or underfunded reserves before your condition deadline. On new builds, we review the builder contract, confirm New Home Buyer Protection Act coverage, and handle the GST and rebate details so the final numbers match what you were promised.
One thing buyers from other provinces are always happy to hear: Alberta has no land transfer tax. You pay modest registration fees at Land Titles, and that is it. We confirm the exact figures on your Statement of Adjustments before you sign anything.
What this desk handles
- Purchase and sale closings for houses, duplexes, and townhomes
- Condominium purchases with full document review
- New construction and builder contract review
- Mortgage documents and lender coordination
- Real Property Report and compliance issues
- Dower Act consents and spousal signatures
- Statement of Adjustments and trust accounting
- Rush closings on tight possession dates
Where we act
Our lawyers handle residential files across Alberta from our Calgary office, including Calgary, Airdrie, Cochrane, Okotoks, Chestermere, Edmonton, and everywhere between. Alberta has one Land Titles system, so the closing works the same wherever the property sits. Signing happens at our office, by video where permitted, or with a local commissioner near you.
